When my wife and I were expecting our second child I had an arrangement with head office that I could immediately take a week's leave as soon as the baby was born.

On the 15 April 1972 our daughter duly arrived on a Sunday morning. As I still held the keys to Brookvale branch I set off to the first cashier’s house to pass them over as I would not be at work on the Monday morning.

I knew Miss Corden had a twin sister and that they lived together and I knocked the door and she answered.

I said ‘hello Margaret the baby has arrived" and I offered her the branch keys.

The reply was ‘I am not Margaret - she is in the bath - do you want to see her?"